I was in two minds about posting this, being a quiet type ... but decided I would.
On Saturday afternoon I saw a listing in Classifieds that I was interested in. I pm'ed the seller, agreed a price (which incidentally was slightly higher than the listed price as he had already had an offer), and agreed to the purchase with payment by direct credit to his bank account. We both have NAB accounts.
Around 8:00pm I logged into NAB, made the payment to his account, got confirmation, and pm'ed him that payment had been made. I screen-snapped the confirmation to a Word doc, but couldn't attach to the message so didn't worry ... I would have it if needed for reference. I then signed off for the night, actually I went out.
The next morning I discovered three messages from the seller, the first saying that the payment had not yet turned up in his account and it should have been immediate, the second asking for the confirmation number, and the third saying he was going to to sell the item to someone else if I did not confirm payment within an hour.
And that's what happened. I did not see his messages the previous night, and so instead of waiting till the following day when it would have been a simple matter to confirm the payment, he went ahead and sold 'my' DAC (since by that time I had paid for it in accordance with our agreement).
I see now that I could (and should) have added the confirmation number to my message advising payment made. However I did not realise that not doing so would be a showstopper, after all I said I had paid and he still had the DAC so he was not at any risk.
The end result really disappointed me. I have never come across this form of trading behaviour in previous dealings with SNA members nor would I expect to.
Needless to say I will avoid this seller's listings in future.